Today we’d like to introduce you to Buda Noël.
Hi Buda, it’s an honor to have you on the platform. Thanks for taking the time to share your story with us – to start maybe you can share some of your backstory with our readers?
My story has really been about learning to trust myself and having the faith to follow where life is leading me, even when it looks different from what I originally planned.
Before becoming a full-time entrepreneur, I worked in education as a Teacher of the Visually Impaired. I loved being able to teach and make an impact, and that experience shaped a lot of who I am today. At the same time, I’ve always had an entrepreneurial side and a desire for more freedom—more ownership of my time, my income, and ultimately the kind of life I could create.
My introduction to financial services started as an extra source of income alongside my teaching career. What I didn’t expect was how much I would fall in love with the education side of money. I saw how many hardworking people, including my own parents, were earning money but had never been taught how money actually works. I watched people work hard for money but never knew how to make money work hard for them. I saw people work for decades and still not have enough to retire, and families grieving the loss of a loved one while also having to worry about how they were going to afford to live without them. These weren’t isolated situations—I saw them happen over and over again. I learned that there were rules to money, and I found it important to make sure more people knew the rules to the money game. Access had already been such an important part of my work in special education, and I realized I could carry that same mission into financial services by helping everyday families access the kind of financial education and strategies they may not have been exposed to.
Eventually, my part-time business started making more money than my full-time job. I earned my insurance and securities licenses, began building a client base and developing a team of leaders. I realized I wasn’t just building another source of income. I was building something that combined so many parts of who I already was: an educator, entrepreneur, leader, and someone who genuinely enjoys helping people see possibilities they may not have seen for themselves.
On the last day of school in 2026, I made one of the biggest decisions of my life and left education to pursue entrepreneurship full-time. Walking away from the predictability of a traditional career required a new level of faith in myself and in Yahweh. Entrepreneurship has been a mirror—it has exposed the areas of myself that still need development while also revealing strengths and abilities I didn’t fully recognize in myself before. It has forced me to grow in areas that a résumé doesn’t show: handling rejection, becoming more disciplined, trusting myself through uncertainty, and continuing to move when the outcome isn’t guaranteed.
What’s funny is that I don’t feel like I ever really stopped being a teacher. I just changed classrooms. Today, instead of teaching young students, I educate families and businesses about money, help people create financial strategies for their futures, and train and mentor others who want to build businesses of their own.
Tampa has become an unexpected stop on this journey. I originally thought I’d end up in Dallas, but instead I was led to Tampa, and this chapter has unfolded even better than I expected. I moved here from Miami without the deep roots or community I had back home, so building my business here has also meant intentionally building relationships, putting myself out there, making friends, and becoming part of a new community. Since going full-time, I’ve watched something that once existed mostly as a vision begin to become my everyday life.
I’m still very much in the middle of the story, which is probably my favorite part. Today, I’m teaching people in my community how money works in both English and Haitian Creole, developing people into leaders, and building an organization that can multiply that education and impact. At the same time, I’m continuing to create a life that proves I don’t have to choose between making an impact, having freedom, and making a lot of money. I believe I can have all three.
Would you say it’s been a smooth road, and if not what are some of the biggest challenges you’ve faced along the way?
It definitely hasn’t been a smooth road. I’ve learned that the biggest obstacles in entrepreneurship aren’t always external. There have been things I’ve needed to learn, skills I’ve needed to develop, and circumstances I’ve had to navigate, but none of those have been as challenging as learning how to manage my own mind. The hardest part of this journey has been the six inches between my ears.
Entrepreneurship has required me to stretch my vision for what I believe is possible for my life and become much more intentional about my mindset. I’ve had to pay attention to the way I speak to myself, the thoughts I allow myself to sit in, and the beliefs I have about what I’m capable of. I’ve learned that my thoughts influence my feelings, my feelings influence my actions, and ultimately, my actions influence my results.
A big part of that growth has been changing my internal dialogue and becoming intentional about what I feed my mind. Positive self-talk, affirmations, prayer, meditation, and surrounding myself with messages that reinforce where I’m going instead of where I’ve been have become important practices for me. I’ve learned that I can’t expect to build a life bigger than anything I’ve experienced before while continuing to think exactly the way I’ve always thought. My vision had to stretch before my life could.
Fear of rejection has been one of the biggest places where that mindset work has been tested. Building a business requires me to constantly put myself out there—to meet new people, make calls, follow up, ask for business, and sometimes hear “no.” I’ve had to learn that rejection doesn’t determine my value or my ability. A no doesn’t have to become a story about me. I can hear it, learn what I need to learn, and keep moving.
Consistency has been another major area of growth for me. I’ve learned that being capable of doing something at a high level isn’t the same as being disciplined enough to do the right things consistently. Entrepreneurship doesn’t really care how motivated I feel that day. I’ve had to develop the discipline to keep doing the work even when the results aren’t immediate.
Ultimately, one of my greatest challenges has been becoming the person capable of carrying the vision I have. Every new level has required something different from me—more confidence, more discipline, a bigger vision, and a stronger mindset. But that’s also what I’ve come to appreciate about entrepreneurship. The business I’m building is growing, but so am I.
Appreciate you sharing that. What should we know about Overflow Capital Enterprises ?
At the heart of my business is access. I believe financial education shouldn’t be reserved for people who are already wealthy, and the opportunity to build wealth shouldn’t feel inaccessible to everyday families. My work is centered around making money easier to understand and helping people turn that understanding into action.
As a licensed financial professional, I work with individuals, families, and businesses to understand where they are financially, identify where they want to go, and put strategies in place to help them get there. That can include protecting their income and families through life insurance, preparing for retirement, investing, saving for their children’s education, eliminating debt, and building wealth. Education is always at the center of the process. My approach isn’t centered around selling products; it’s centered around providing strategies. I want people to understand what they’re doing, why they’re doing it, and how it fits into the bigger picture of their lives.
I think what sets me apart is my ability to make complex, intimidating things make sense. Money can feel scary when you don’t understand it, and the financial industry has a way of making concepts sound much more complicated than they need to be. I’m good at taking those concepts, breaking them down into everyday language, and turning them into practical steps people can actually use. I want people to leave conversations with me feeling more confident about money, not more overwhelmed by it.
That passion for making money make sense also led me to become an author, which had always been a dream of mine. I wrote Wealth Without Worry: Blueprint for Financial Freedom as a practical guide for understanding money and beginning to put the pieces together. Becoming an author was personally meaningful to me, but I also love that the book gives me another way to educate people beyond a one-on-one conversation.
The other side of my business is entrepreneurship and leadership development. I’m building an organization of people who want more options for their lives financially. Some people come to me because they need another stream of income; others have bigger entrepreneurial goals and want to build something of their own. I help people develop the skills, knowledge, and confidence to serve families, create income, and eventually grow into leaders themselves. What excites me is watching someone realize that their current income or career doesn’t have to determine the lifestyle they’re able to create.
Brand-wise, I think what I’m most proud of is becoming a resource. My background is actually pretty diverse. I’ve worked as a licensed massage therapist, spent years in special education working with students with visual impairments, and now I’m licensed in financial services and building a business in this industry. Across all of those experiences, I’ve developed knowledge, relationships, and connections that allow me to help people in different ways. I love that the people in my existing communities know they can come to me as a resource, but what’s even more exciting is watching that reputation extend beyond people who personally know me. I’m making new connections in different communities, cities, and even countries, and people are beginning to recognize me as someone who can educate them, connect them, or help them find the resources they need.
Ultimately, I want people to know that wealth isn’t something reserved for a certain type of person. There are rules to the money game, and my work is about helping more people learn them, use them, and create more choices for their lives.
What does success mean to you?
I define success as being in alignment with God. I believe that when I’m aligned with Him, that alignment shows up in every area of my life—my mindset, my discipline, my work, my relationships, my finances, and my peace. The wealth, freedom, and accomplishments are outcomes, but they aren’t the definition of success. For me, success is knowing that I’m becoming who God has called me to be and doing what He’s called me to do. Everything else flows from that alignment.
Pricing:
- $25- My book- Wealth Without Worry: https://a.co/d/05TdZAca
- I provide a Financial Needs Analysis for free
Contact Info:
- Website: https://livemore.net/c/noel
- Instagram: https://www.instagram.com/budathefinancebabe?igsi=NTJ1bWpyZnE3bHRv&utm_source=qr
- Facebook: https://www.facebook.com/share/1GfVyjR5ZQ/?mibextid=wwXIfr
- LinkedIn: https://www.linkedin.com/in/budanoel?utm_source=share_via&utm_content=profile&utm_medium=member_ios
